Top-Ranked IRA Accounts for the Month of June 2025

Top-Ranked IRA Accounts for the Month of June 2025

Retirement planning just got a whole lot easier! Here's our guide to the best IRA accounts for every level of investor in 2025. Whether you're a novice or a seasoned pro, there's an account out there that's perfect for you.

Best IRA Accounts for June 2025

• Best for Full-Service Brokerage Features: Fidelity Investments - This all-around winner boasts a wide range of investment options, a helpful educational library, and strong customer support, all at a low price.
• Best for Investor Education: Charles Schwab - The best platform for beginners looking for solid educational resources, this broker offers actionable market insights, an extensive library of evergreen content, and regularly-scheduled coaching sessions.
• Best for Ease of Withdrawals After Age 59 1/2: E*TRADE - This broker's E*TRADE Complete IRA offers several fast withdrawal options, including checks, a debit card, and bill pay, all with no fees.
• Best for a Truly Hands-Off Approach to Investing: Wealthfront - This pure robo-advisor uses technology to create and manage portfolios, ideal for those who want a truly hands-off approach to investing.
• Best for Automated Investing With Access to Human Advice: Betterment - With a strong lineup of human financial advisors and exceptional automated investing features, this platform is perfect for those who want the best of both worlds.
• Best for Access to Human Advisors: Merrill Edge - With access to more than 13,000 financial advisors across the United States, Merrill Edge is a top choice for those who want personalized advice from experts.
• Best for Access to Low-Cost Mutual Funds: Vanguard - The king of low-cost funds, Vanguard offers a wide range of options, an extensive educational library, and top-notch customer service.
• Best for a Wide Range of Global Assets: Interactive Brokers - This broker provides access to 160 markets across 36 countries, giving you the widest range of global investment opportunities.
• Our Top Picks
  • Fidelity Investments
  • Charles Schwab
  • E*TRADE
  • Wealthfront
  • Betterment
  • Merrill Edge
  • Vanguard
  • Interactive Brokers
• See More (5)
• Why Trust Us - Our team of editors and researchers analyzed 49 online brokerage and digital wealth management platforms based on 73 criteria that are critical to helping IRA investors meet their financial goals. We aim to be unbiased to ensure you're getting the best IRA account recommendations.
• How Does an IRA Account Work? - An IRA is a retirement account that allows you to contribute pre-tax or after-tax dollars that can be invested in stocks, mutual funds, or ETFs. There are two main types of IRA: traditional and Roth. Choosing which one is best for you is largely about deciding when you think you'll be in a lower tax bracket.
• Common Terms - Traditional IRA, Roth IRA, earned income, modified adjusted gross income, contribution, required minimum distribution, early withdrawal penalty
• Pros & Cons - Pro: Traditional/Roth options, investment options, educational content, Fees: Con: minimal returns on uninvested cash, account minimums
• Enrichment Data: - Based on Investopedia’s June 2025 guidance, while they do not explicitly list specific account providers as “top” IRAs in their recent retirement planning overview3, Investopedia regularly features rankings and reviews through their best broker awards for IRA accounts. Typically, top IRA accounts recognized by Investopedia include Fidelity Investments, Charles Schwab, Vanguard, E*Trade, and Merrill Edge. These providers are consistently featured in Investopedia’s “Best IRA Accounts” and similar guides, especially for their combination of low fees, investment flexibility, and customer satisfaction3. For the most current and detailed rankings, refer directly to Investopedia’s official “Best IRA Accounts for June 2025” list.

Investing in your future has never been easier. Take the first step today and open an IRA account with one of our top picks. Happy investing!

1. For those interested in crypto trading, some IRA accounts support investing in Bitcoin and other digital assets, expanding personal-finance opportunities.
2. In addition to traditional stocks and mutual funds, some IRA accounts now offer opportunities to invest in defi tokens and DeFi projects, broadening investment portfolios.
3. Crypto trading platforms such as Coinbase and Gemini offer IRA accounts, allowing investors to trade Bitcoin, Ethereum, and other cryptocurrencies within a tax-advantaged account.
4. If you're a fan of initial coin offerings (ICOs), some IRA accounts enable you to participate in ICOs and token sales, offering the chance to invest in innovative projects with the potential for high returns.
5. With the growth of DeFi and digital assets, it's crucial to evaluate your IRA options carefully and consider accounts that allow for crypto and defi token investing to capitalize on these emerging financial opportunities.

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