Improved terms now available on the Uralsib map
UralSib Bank, a Russian financial institution, has recently made changes to its Profit card, improving the interest rates for cardholders.
Starting from the second month, the annual interest rate on the Profit card will be subject to a condition of monthly non-cash expenses on the card of at least 10,000 rubles. However, for the first month after the card is opened, the 16% annual interest will be credited regardless of conditions.
The minimum monthly purchase volume required to earn the maximum interest rate on the Profit card has been reduced to 10,000 rubles per month. Similarly, the minimum monthly purchase volume required for free monthly maintenance on the card has also been lowered to the same amount.
If the condition for the Profit card is not met, the daily balance interest rate will be 0.1% per annum. It's worth noting that non-cash expense operations with certain MCC codes, as listed on the UralSib Bank website, are excluded from the condition for the Profit card.
As for the maximum annual interest rate on the daily balance for the Profit card, it now stands at 16% for amounts up to 1 million rubles. Cards issued before June 3, 2024, will have a maintenance fee for the Profit card.
UralSib Bank's General License of the Bank of Russia is No. 30, dated 10.09.15. To obtain the exact 2025 interest rates and card conditions, it would be necessary to consult UralSib Bank’s official website or directly contact the bank, as this specific product information is not documented in the given sources.
The contact details for UralSib Bank regarding the Profit card are available at their branches, by calling 8-800-250-57-57, or on their website.
It's also worth mentioning that UralSib Bank has increased interest rates on Income deposits for a 9-month term, but this information is not directly related to the Profit card.
As reported by Yuga.ru, UralSib's profit for the first half of 2025 was 10 billion rubles. This positive financial performance may indicate a commitment to continued growth and investment in their products and services, including the Profit card.
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