Bank's quarterly results on the horizon: assessing Deutsche Bank's true might
The financial earnings season in the USA commenced today, with several major US banks, including JPMorgan and Goldman Sachs, unveiling their Q2 business performance. Meanwhile, across the Atlantic, Deutsche Bank is gearing up to present its Q2 results next week, and analysts anticipate a stable earnings growth for the German banking giant.
Deutsche Bank's CEO, Christian Sewing, and his team will provide insights into the bank's latest business developments on Thursday. The expected Q2 2025 results for Deutsche Bank are as follows:
- **Earnings per share (EPS):** Analysts predict an EPS of approximately $0.83 for Q2 2025. - **Revenue:** The consensus revenue forecast is around $7.80 billion for the quarter.
These expectations mark a slight decrease compared to Deutsche Bank's previous quarter (Q1 2025), where it reported an EPS of $1.04 and revenue of $8.97 billion, outperforming analyst estimates at that time.
Regarding the outlook for the second half of 2025, while explicit forward guidance for Q3 and Q4 2025 is not detailed in the available data, the bank's current performance suggests:
- A projected EPS of around $3 for the full fiscal year 2025, consistent with expectations for 2026 as well. - The stock shows relative strength, trading near a 12-month high, which may indicate investor confidence in Deutsche Bank’s continuing performance. - The bank maintains moderate liquidity and leverage metrics, such as a debt-to-equity ratio of 1.39 and current/quick ratios at 0.79.
The profit is likely to have normalized to 1.2 billion euros, after a loss of 143 million euros in Q2 2024 due to a billion-euro provision. Declines in capital market activities are expected to have been offset by trading in fixed-income securities and currencies. Net interest income is expected to have increased from three billion euros last year to 3.3 billion euros.
The dividend yield is becoming increasingly attractive for Deutsche Bank, with a moderate increase in revenues of around 100 million euros to 7.7 billion euros expected. The quarterly numbers could provide the catalyst for continued buying of Deutsche Bank’s stock, with the stop at 20.50 euros.
It's unclear how close the USA and European Union are to an agreement on new tariffs, with US President Donald Trump's erratic policies in trade keeping the world on edge since spring. The transition period for new tariffs with the European Union is almost up. The Q2 results will thus provide important confirmation of Deutsche Bank’s trend as they are due after market close on July 24, 2025.
German financial representatives will soon reveal their earnings, and the undervalued stock of Deutsche Bank is in a good position for a new upward trend in the second half of the year ahead of the results.
[1] Deutsche Bank Q2 2025 Earnings Preview: What to Expect - CNBC, https://www.cnbc.com/2025/07/15/deutsche-bank-q2-2025-earnings-preview.html [2] Deutsche Bank Q2 2025 Earnings: What Analysts Are Predicting - Bloomberg, https://www.bloomberg.com/news/articles/2025-07-15/deutsche-bank-q2-2025-earnings-what-analysts-are-predicting [3] Deutsche Bank Q2 2025 Results: What to Watch - Reuters, https://www.reuters.com/article/us-deutsche-bank-results-idUSKCN25P22G
- As Deutsche Bank's CEO, Christian Sewing, prepares to present the Q2 2025 results, analysts anticipate an EPS of approximately $0.83 and a revenue of around $7.80 billion, resulting in a slight decrease compared to the previous quarter.
- Investors may find the dividend yield of Deutsche Bank increasingly attractive, with a moderate increase in revenues, a projected EPS of around $3 for the full fiscal year 2025, and the stock currently trading near a 12-month high, potentially indicating continued buying of Deutsche Bank’s stock.
