Approximately 10 million euros is the predicted workforce count in the given group.
Sparkasse Karlsruhe, one of the largest and oldest independent financial service institutions in its region, is seeking a talented and motivated junior employee for a position in the credit analysis department. With a balance sheet of around 12 billion € and approximately 1,300 employees, Sparkasse Karlsruhe offers a crisis-proof position and a range of benefits.
The advertised position is for a junior employee who will work in a team of 16 credit analysts. The successful candidate should have a bank clerk qualification or a similar qualification and a strong interest in handling numbers and the economic circumstances of customers. First knowledge of credit analysis is an advantage but not a requirement.
The main tasks of the junior credit analyst include supporting in creating second opinions, assessing the risk level of new and existing customers, analyzing and evaluating economic circumstances, and checking compliance with certain regulations.
The onboarding program for the junior credit analyst includes further training as a bank business administrator and bank operations economist, as well as participation in specific seminars. Practical onboarding is also part of the program to ensure a smooth transition into the role.
The job offers a 39-hour week for full-time employment, with flexible working time arrangements available, without weekend work and late shifts. The annual gross salary ranges from 47,300 € to 57,300 € (TVöD-S 8), depending on experience and qualifications, with approximately 14 monthly salaries including the maximum amount of capital-forming benefits. Sparkasse Karlsruhe also offers a company pension scheme, company health insurance, and a 50% subsidy for the job ticket.
In addition, the employee is entitled to 32 vacation days (from 2027: 33 days) and paid leave on December 24th and 31st. Bicycle leasing is available, and the position allows for mobile work.
The employer is committed to preparing the employee optimally for the complex challenges in credit analysis through targeted measures for promotion, qualification, and further training. The Human Resources Manager for the position is Melanie Höerner, who can be contacted at 0721/146-1567 or [email protected]. Technical questions can be answered by the Head of Credit Analysis, Mr. Matthias Herbster, at 0721 146-2031.
The search results do not provide the name of the senior employee responsible for the credit analysis department at Sparkasse Karlsruhe in charge of the announced junior position related to personnel future. However, the employer is looking for a talented and motivated junior employee to secure the organization's personnel future.
Additional benefits can be found on the company's website. Sparkasse Karlsruhe is the fifth-largest savings bank in Baden-Württemberg and belongs to the top 25 in Germany. The application deadline is October 12, 2025.
For more information, please contact Melanie Höerner or Mr. Matthias Herbster.
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