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**Swiss Crowdfunding Market Stabilizes with Potential for Growth**
After years of decline, the Swiss crowdfunding market has shown signs of stabilization, with certain segments demonstrating signs of stagnation. This article provides an overview of the current state of crowdlending and crowdinvesting in Switzerland.
**Crowdfunding in Switzerland: An Overview**
The Swiss crowdfunding market appears to have reached its feasible limit, indicating that while there is stability, there's also untapped potential. In 2024, approximately 280,000 people supported at least one crowdfunding campaign, reflecting a significant increase from previous years. The volume of funds raised in Switzerland has stabilized, with a slight drop of 1.5% in the most recent year compared to the previous substantial declines.
**Crowdlending and Crowdinvesting**
While specific data on the growth and dominance of crowdlending and crowdinvesting in Switzerland is not provided, these platforms are part of the broader crowdfunding landscape. Crowdlending typically involves peer-to-peer loans, while crowdinvesting focuses on equity investments. Both models have been growing globally, with the global crowdfunding market expected to expand rapidly from 2025 onwards.
**Challenges and Opportunities**
The Swiss market's stabilization suggests that while there's interest, the market may not be expanding rapidly. Challenges include competition and regulatory environments. However, the growing interest in crowdfunding platforms and the increasing supporter base indicate potential for growth, especially if new or innovative platforms emerge to tap into the untapped potential.
**Real Estate Crowdfunding Dominance**
In the Swiss crowdinvesting market, real estate dominates, accounting for CHF 99.5 million or 85% of the market in 2024. On the other hand, crowdlending in real estate declined, falling 2.2% YoY to CHF 199.4 million.
**Successful Campaigns and Investments**
In 2024, there were 78 successful crowdinvesting campaigns in Switzerland, up from 55 in 2023. The average investment per investor in Swiss crowdinvesting was about CHF 75,000 in 2024. The number of successful funding campaigns decreased slightly by 0.5% to 4,071.
**Crowdlending Remains the Backbone**
Crowdlending remains the backbone of the Swiss crowdfunding market, making up for most of crowdfunding activity. In 2024, the total volume of crowdlending campaigns secured was CHF 406.1 million, with a 2% YoY increase.
**Europe's Position in the Global Crowdfunding Market**
Europe follows North America in the global crowdfunding market, with nearly US$10 billion in 2023, primarily driven by crowdlending activities. The UK is the largest hub for digital capital raising in Europe, followed by Germany and Italy.
In summary, while the Swiss crowdfunding market has stabilized, there is potential for growth, particularly if new platforms or strategies can unlock untapped opportunities. The real estate sector continues to dominate the crowdinvesting market, while crowdlending remains the backbone of the Swiss crowdfunding market. The market's challenges include competition and regulatory environments, but the growing interest in crowdfunding platforms and the increasing supporter base indicate potential for growth.
- The global crowdfunding market, which includes industries like real estate and finance, is expected to expand rapidly from 2025 onwards.
- Investors in Swiss crowdinvesting, particularly those investing in real estate, made an average investment of about CHF 75,000 in 2024, indicating significant investing activity.
- The Swiss crowdfunding market, encompassing business sectors such as real estate and finance, continues to see potential for growth despite current stabilization, with the possibility arising from innovative platforms or strategies.
