Adoration for the American Express Gold Card: A Long-Term Keepsake
Title: American Express® Gold Card: The Card that Stands Out in the Wallet
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Picking my favorite credit card is as challenging as choosing a favorite child — I've got a wallet full of 'em, but there's one that always comes out on top: the American Express® Gold Card (Amex Gold). Here's a rundown of why it's my go-to card.
Earning Rewards like a Pro
The heart of this card's appeal lies in its lucrative bonus categories. With 4 points per dollar spent, you can earn big on:
- Restaurants worldwide (on up to $50,000 per year, and 1 point per dollar thereafter)
- U.S. supermarkets (on up to $25,000 per year, then 1 point per dollar)
For a family who loves dining out and cooking at home, the Amex Gold is a no-brainer. The card doesn't charge foreign transaction fees, so it's a reliable choice for kitchen ventures abroad.
Related: The best credit cards for dining
The Perks that Keep Me Smiling
Beyond the everyday earning, the Amex Gold boasts some tantalizing extras:
- $10 in Uber Cash each month, valid for Uber rides or Uber Eats orders in the U.S.
- Up to $10 in statement credits each month by dining through a participating partner
I'm not a power Uber user, but the monthly Uber perk helps, as did treating myself to lunch through a participating dining partner to claim the statement credit. You can redeem your eligible American Express Gold Card as a method of payment in your Uber account. Enrollment is required for these benefits.
Targeted Offers that Boost your Balance
Travel cards rarely disappoint when it comes to targeted discounts and offers, and Amex Offers are among the best. Over the past three years, I've managed to stack up $265 in statement credits simply by adding these offers to my Amex Gold card.
Additionally, I was offered a 20,000-point bonus for activating Amex Pay Over Time on my card (worth $400), and I also received a one-time 20,000-point bonus and three months of an extra 5 points per dollar on U.S. supermarket purchases (since expired) for referring a friend to the card.
Related: How to refer friends and earn points, miles or cash credits
Redeeming Rewards the Smart Way
There's nothing like transforming points into dream trips, and the American Express Membership Rewards program boasts invaluable transfer partners. These partners, such as Air Canada Aeroplan, Avianca LifeMiles, and British Airways Avios, allow me to fully utilize my Membership Rewards points.
Take this example: I recently booked round-trip business-class flights to Manila for just 95,000 points—a price that would've set me back over $6,000 out of pocket!
My Take
Out of the 22 credit cards in my wallet, the Amex Gold remains a star. I adore earning 4 points per dollar on most of my everyday spending, and the Membership Rewards program's transfer partners allow my family and me to explore the world. The added perks and targeted offers are just gravy on an already impressive rewards scheme.
If you're not already a cardholder, you can apply today to earn 60,000 Membership Rewards points after spending $6,000 on eligible purchases on your new card in your first six months of cardmembership. Don't forget to check the CardMatch tool to see if you're targeted for an even higher welcome bonus (offer subject to change at any time).
Official application link: American Express Gold Card
For rates and fees of the Amex Gold card, click here.
Partners with Awesome Offers
- The Platinum Card® from American Express | Get up to 175,000 points based on your offer | Learn More | See rates & fees
- American Express® Gold Card | Get up to 100,000 points based on your offer | Learn More | See rates & fees
- Blue Cash Preferred® Card from American Express | Earn $250 | Learn More |
- The Business Platinum Card® from American Express | Earn 150,000 points plus a $500 statement credit | Learn More | See rates & fees
- American Express® Business Gold Card | Get 100,000 points | Learn More | See rates & fees
- For families who love dining out and cooking at home, the American Express® Gold Card stands out as a top choice due to its 4 points per dollar earned on restaurants worldwide and U.S. supermarkets, with no foreign transaction fees.
- In addition to its robust earning categories, the Amex Gold card offers perks like $10 in Uber Cash each month and up to $10 in statement credits each month through dining partners, making it even more lucrative.
- Leveraging Amex Offers, cardholders can secure valuable statement credits by signing up for targeted discounts and offers, potentially saving hundreds of dollars over time.
- The American Express Membership Rewards program provides an impressive transfer partners list, including Air Canada Aeroplan, Avianca LifeMiles, and British Airways Avios, allowing points to be maximized for travel rewards.
- In terms of redeeming rewards, the Membership Rewards program's transfer partners enable users to explore the world by transforming points into dream travel experiences, such as upgraded flight tickets for a fraction of their regular cost.
- If you're not already a cardholder, you can apply today for the American Express Gold Card to earn 60,000 Membership Rewards points after spending $6,000 on eligible purchases in the first six months of cardmembership, as well as checking the CardMatch tool for potential higher welcome bonuses.
- Furthermore, the American Express Gold Card complements other American Express cards, such as The Platinum Card® from American Express, the Blue Cash Preferred® Card from American Express, The Business Platinum Card® from American Express, and the American Express® Business Gold Card, which offer their own unique benefits and rewards for various spending categories.
